I didn't take my own advise. I replied to Fletcher Financial Services. I used an old email address and changed the name it displays. It's not the address that the original email was sent to. This is what I sent them:
"I much need loan. £5000. I'm very credit worthy. My salary is £1000 a month and I am boss at work. I am located in UK. I need loan for 2 months. My name Annie Cheater. Address hmp Leyhill, Wotton under edge gloucestershire. My phone isn't working . send me yur tems and conditions so ican get loan fast."
Ok - so clearly I'm a cheater and I'm in prison. Will they notice?