Time to come clean and tell them I'm in prison and I don't have a bank account.
Dear Mr Fletcher
In these times is good to knowyou are God fearing person. I am member of Church of Heavenly Values here at Leyhill. They is supporting me through my troubles and helping me as can.
I have big problem. You see from my address I am living in one of Her Majesty's housing schemes. We not allowed to use bank accounts. You have to send cheque to me so I can give to my husband, God bless him, to cash for me. I know you will be able to do that as you are trusty God fearing man.
I await his answer. Any suggestions for what I should say next? Perhaps I should ask him to open an account for me?